Privacy Policy

Insurance Package Hub ("we," "our," or "us") is dedicated to respecting and safeguarding your personal privacy. This Privacy Policy details how we collect, handle, disclose, and secure your personal information when you access our insurance comparison and advisory services. We operate as an authorized independent comparison platform connecting consumers with licensed insurance carriers and advisors.

1. Information We Collect

We collect details that you voluntarily submit when requesting policy comparisons, including:

• Contact and identity details (first name, last name, phone number, email address, physical address)
• Insurance evaluation criteria (vehicle specs, property age and size, desired coverage limits, driving history)
• Records of advisory communications and customer support messages
• Standard technical details (IP address, device type, browser settings)

2. How We Utilize Your Information

We use the collected information to:

• Deliver customized insurance quotes from participating licensed carriers
• Match you directly with accredited, licensed insurance advisors
• Respond promptly to questions and fulfill policy inquiries
• Improve our comparison tools and website experience
• Comply with state and federal legal statutes and prevent fraudulent activity
• Communicate important updates regarding your quote requests

3. Information Sharing and Disclosure

We may share your inquiry details with:

• Licensed insurance carriers and appointed agents to deliver accurate quotes
• Operational service vendors assisting our secure comparison technology
• Regulatory and law enforcement bodies when mandated by applicable statutes
• Professional legal and compliance auditors

We do not sell your personal data to unauthorized third parties for unrelated promotional marketing.

4. Data Security & Encryption Protocols

We apply robust administrative, technical, and physical security measures to safeguard your personal information against unauthorized access, loss, or misuse. We utilize industry-standard SSL/TLS encryption protocols during data transmission and storage.

5. Partner Carrier Data Handling

When you request a quote, your details may be shared with licensed insurance carriers and agents capable of fulfilling your requested coverage. These independent partners maintain their own distinct privacy policies, which we encourage you to review.

6. Your Privacy Rights & Choices

Depending on your state of residence, you may have specific privacy rights, including:

• Reviewing and requesting access to your personal information
• Requesting corrections to inaccurate or incomplete details
• Requesting deletion of your records (subject to regulatory recordkeeping laws)
• Opting out of specific communications or data processing
• Requesting data portability

To exercise any privacy rights, contact our advisory team at +1 888 592 1149.

7. Cookies and Web Analytics

We use cookies and standard web analytics tools to ensure website functionality and understand visitor navigation patterns. You can manage cookie preferences in your browser settings at any time.

8. Children's Privacy Safeguards

Our platform and services are intended exclusively for adults aged 18 and older. We do not knowingly collect personal data from minors.

9. Record Retention Policy

We retain records for up to 7 years in accordance with state insurance statutory requirements, or as necessary to fulfill the purposes described herein, after which records are securely purged or anonymized.

10. California Consumer Privacy Rights (CCPA/CPRA)

California residents maintain specific rights under the CCPA/CPRA to request disclosure of personal data categories collected, request deletion, and opt out of certain disclosures. You can submit requests by phone or email.

11. Partner Commission Disclosure

Insurance Package Hub operates on an independent referral and commission structure. When you connect with licensed carriers through our network (including established brands such as Progressive, Allstate, Travelers, Nationwide, GEICO, State Farm, and others), we may receive compensation. This does not impact the rates you are offered.

12. Contact Our Privacy Office

If you have any questions regarding our privacy practices, please contact us:

Insurance Package Hub
Email: [email protected]
Phone: +1 888 592 1149
Address: 2815 NW 17th Ave, Miami Florida, United States